Credit Card Bins

BIN selection Tutorial
OK guys, here it is. Sorry it took me awhile but these days I am a busy man.. This is
kinda a quick draft, and when I think some more I will add to it.. If you have something
to add please do! If you have something you disagree with then keep it to yourself I dont care, this is from 6 years of instore experience.. Enjoy!
So your trying to make your in store better, your getting what you think is shitty dumps,,
or just starting out.
For whatever your reason for reading this,, your in store all starts with you.. Some will be
very sad when they hear that there is no magic way to find a great bin, and when you
do find those great bins chances are the supply is limited and you will have to move on
to new ones.The only way to keep your success rate high iss to do much research into
the bank in which your are looking to purchase bins of..
1. Finding Local Bins
OK,, so this is where a lot of people are confused. It is necessary to use a LOCAL bin in
most cases to have success.. You see ALL banks have fraud detection methods to
keep there users safe. Some more sophisticated than others, mostly in general banks
are looking for patterns in spending and location. What I mean is if the owner of the
dump, only uses there card in Kentucky,, and you try using it in New York,, this is gonna
raise a big flag to the bank.. So,, we must find bins in which are local to our area which we
will be working..
Now your saying, ok well how do I do that? Here are some great methods
A. Look in your wallet! This is great because you know exactly how your dump will
perform. If you can go buy a 4K lapy without a problem,, chances are this bin will
perform the same! But sometimes not, and I will go into more detail a little later on that.
B.. Search for list of local banks.. Google is your buddy even while searching bins for
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in-storing! :-) Try this in Google "Kentucky Credit Unions" I would bet you will find a
page with a list of most the credit unions in your state, and a nifty link to there site!
Now,, take your bin list [available on this board] and find the bin numbers that
correspond to your local credit unions.. Make a list of this and save it.. Were gonna use it
C.. Old CVV or CC's! Ok so I think a lot of people don't know this,, a BIN number not only
tells you what bank it belongs to,, but WHERE it is located. So,, if bin 414705 is owned
by a person in New York then most every person from that bin is located there as well!
So go find some old cc,, or buy new ones and search as many bins you can find from
your state.. Add them to your list, make sure to include the name of the bank,, not just
BIN number..
Now you have made this huge list of bins you are sure are local to you cause you
followed User123's tips to a T. Now the fun part! You must research each bin
extensively, I want you to go to the websites and find out as much ass you can about the
bins.. Here is some things you want to look for:
A.. Very High Credit Limits! Banks that offer huge limits,, will give you better success.
This is because with a 100K limit,, 2K on a swipe just isn't that much
B.. Credit Unions, while there bins are mostly hard to find, have lower security!
C.. Look for banks which offer Very low interest/no interest and other rewards for spending
money.. if a user chooses a bank with low interest/no interest and other rewards they
most likely choose this bank because they are actually going to be using the card.. The
more activity on the card the less likely the card will be flagged,, like I said earlier,,
banks look for patterns.. One thing that will cause a decline or CFA is the card holder
has not used there card for a year and all the sudden is trying to spend 2K.. This is not
the users normal pattern,, and will cause a red flag. So to sum it up,, bins which have
more activity, will work better.
You can find much of this out just from visiting there website,, or if you are really
having trouble and a bank looks promising but there not posting the info, Call them!
They will be more than happy to tell you all about them, use common sense and don't
ask stupid questions.. Make sure you play the part of a customer unless you want to
get hung up on..
3.. Tips
A.. So you had one dump from the 10 you bought of the same bin perform great,, but
the rest sucked. Look at the numbers,, try to buy only this bin that expires in same year
as the one that worked, so if it expired in 2010 try to get some with the same.. Look at
the 7th number, if first 7 are 4325679 and none of the other that sucked have that 7th
number,, buy the ones that do..
B.. Stay away from Federal Credit Unions,, in my experience,, they suck....
C.. All dumps can perform different,, some you must use for one large swipe.. And that
all you will get.. Some if you buy a few small things, and then make a big swipe will
work great.. Some you will buy something small and its dead.. You must experiment,
once you find promising looking dumps,, if they not working like you think they should
try different purchasing methods..
E.. Time of the year effects dumps,, during big spending holidays,, dumps will work
incredible.. This is because the card users are active, the banks expect users to be
F.. Vendors with fresh bases are better, it means the cards are more active recently..
G.. Small Banks almost always work better than large banks, less card holders means
chances of getting active cards are better.
H.. If you found this tut useful, and your feeling giving don't be afraid to hook your boy
up with something!
Happy Shopping!


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